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Welcome to Pete White's ImAFish 10.2 Seabass - The biggest blog in Shrewsbury, Shropshire, UK - covering technology, money making and life - on-line since 2001.
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Might be worth you taking another look at Zopa my friend. I'm currently getting 10% plus from A and A* borrowers.
No affiliation with Zopa, just a happy user and personal finance blogger. :)