BetVictor , that was formerly known as Victor Chandler is a name associated with gaming in the United Kingdom and many individuals go to their site daily, keen to get the best marketplace for their preferred event. They are so dominant in the betting market and are known to give a very good offer to new players. This Betvictor bonus offer comprises a free bet to all new individuals of up to the value of £25 to use on sports betting after they make their very first bet with Betvictor. The value of one’s free bet must match the first bet they place on sports of their choice that are offered on the site. There is no promo code that is required.
Conditions for one to begin betting on BetVictor, are amongst the following:
- Open an account with the site giving their personal details, and deposit at least £25. This process only takes a few minutes.
- Make a bet of £25 in any game of their choice making sure that their odds are evens or even greater.
- After the first bet, the site matches that bets value up to £25. The amount is deposited into one's account within 2 days.
BetVictor has its own terms and conditions which are available on the Betvictor website. The most important of the terms and conditions is that one must make their first bet at least within 30 days after opening their account. Not doing so will lead one to lose their bonuses for all the bets they make.
Withdrawal of bonuses is not done at any time. The bonuses remain in an account separate from their real balance. Any winnings are transferred immediately to the winners account and can be withdrawn once one has bet four times. Qualifying bets usually receive at least 100% free bet bonus and up to £25 Promo Cash. The stake amount can however not be withdrawn.
BetVictor has other bonuses they offer which include Games, Casino, slots and also Live Casino.
Most of us were raised to believe that bankruptcy only happened to deadbeats and the financially irresponsible. We were raised to believe that bankruptcy was always someone’s fault and that it could easily be avoided. We were also taught that bankruptcy would ruin our financial prospects for most of our lives. The stereotypes we were raised to believe were wrong.
Changes have been made to bankruptcy laws that have made the process easier and something every filer should be able to overcome. In fact, the experts at San Diego bankruptcy firm, Doan Law, say bankruptcy can even improve your FICO score in most cases.
So how does bankruptcy happen?
Today one of the most common impetuses behind filing for bankruptcy is medical bills. People go through an emergency health issue and the resulting bills are too much for them. Even if the hospital is willing to work out a payment plan, the bills are often so large that there is no hope of paying them off within the patient’s lifetime.
It’s true that there are fewer medical-related bankruptcy cases filed these days. The Affordable Care Act (known colloquially as Obamacare) has made healthcare much more affordable for many. It has not, however, completely wiped medical bankruptcies out.
Other Insurance Issues
By now most of you have likely seen the insurance commercial where the agent says that unicorn stampedes are covered by the homeowner’s policy but, unfortunately, flooding is not. Accidents and emergencies that cause significant damage to a person’s home or transportation are another significant source of bankruptcy claims. This is because home and automobile insurance policies are not as strictly regulated as medical insurance companies are now.
These can happen to the best of us and, often, in spite of our better efforts. Consider the following example:
You recently got divorced and you weren’t awarded spousal support or alimony (or, worse, you have to pay it to someone else). It’s not a huge deal. With some downsizing and strict budgeting, you’re sure you can make it work. But life turns out to be slightly more expensive on your own than you had anticipated. People keep wanting you to go out to dinner or take part in other admission-required events. You find yourself pulling out your credit card more than you want to.
Before long, your card is maxed out and your utility bills are due but you can’t pay them because you were pressured into chipping in a bunch of money for a coworker’s baby shower gift. So you opt for a short term loan. The high interest is alarming, but your bank doesn’t offer loans in the small amount you need so you go with what you can get.
Then, when the loan comes due, the interest is more than you thought it would be and you wind up having to take out another payday loan to pay off the first. And then you need to open up a new line of credit to continue paying your utilities and monthly expenses while you use your salary to pay off your payday loans and your rent. And it just keeps snowballing from there.
Then you get downsized and the financial tightrope you’ve been walking gives way. Sure you could go through debt consolidation but that takes forever and you really need the fresh start--especially since most employers run credit checks as well as background checks on potential recruits these days. Bankruptcy is your only option.
This feels like one of those “that will never happen to me” kind of situations but for many it is all too familiar. Some aren’t able to simply move home or in with roommates. Some don’t have family and friends who would be willing to help bail them out.
Another Common Scenario
You made the leap into freelancing! Good for you! You track your earnings and, in spite of your best intentions, everything you earn gets paid right back out toward your rent, utilities and other necessities. And then tax time comes and you find yourself thousands of dollars in debt to your state and the federal government, so you take out a loan to pay that off. The added expense puts more pressure on you to take on more work but that is slow going (this isn’t your fault, all freelancers experience ebbs and flows). You rely on your credit too much to make ends meet and soon your credit has been exhausted and your score is tanked. You can’t get a new loan. You can’t break your current lease. What do you do?
Bankruptcy can happen to anybody at any time. It no longer carries the stigma it used to. Don’t be afraid to use this option if you need to. Better a fresh start than a lifetime of running from collectors, right?
The yearly show at Olympia in London on the 20th and 21st April allows all the big Linux backers to show off all their latest Linux products and services. The show had over 100 participants including companies such as IBM, Sun, Red Hat and SuSe. I visited on the Tuesday afternoon after travelling from the Midlands on the trains.
The following are some of the photos I took from the day of the various exhibitors:
Over all it was a good day out, it only took a couple of hours to look round the show and I will say I was expecting a bit more. It was worth the travel (even if the trains were delayed both ways) and I hope to go again next year.
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Frets On Fire is a free Windows/Linux/OS X game that is very similar to Guitar Heroes for the Xbox 360. The main difference being is that instead of using a guitar you hold your keyboard like you would hold a guitar.
This makes you look very stupid but is great fun to play. Below is me playing:
I couldn't get the current version to work on OS X Tiger which is why I'm playing on my PC. You can remap the controls so you don't have to hold the keyboard like that but where is the fun of pretending to be a rock star then?
The game has three modes of play, easy (as featured above), medium and Amazing (as featured below). I've yet to master easy though some songs are easier than others.
The game comes with three songs however there are hundreds more available to download online giving you hours of fun. At the end of each game it gives you a rating and tells you how accurate you have been.
Also included is a song editor that lets you edit current songs or import new songs. The requirements are basic with the game only needing 128mb of memory and an Open GL compatible graphics card. Frets on Fire can be downloaded for free off their website.
Here are some of my best HDR photos from my travels. HDR is a technique of taking a photo over multiple exposures (or extracting them from a RAW file) then recombining them in a program such as Photomatix. By doing this you can bring out the detail from the multiple exposures creating a powerful image.
My first is of St Chads Church in Shrewsbury.
I really like how the HDR technique has brough out the detail in the stone work.
This next one was taken in Betws Y Coed last summer.
I like the brightness in the trees in comparison to the building and water in this one.
This one is of the B&B we stayed at in Betws Y Coed.
Again I love how the stone work is really brought out against the trees.
I took this next one in Egypt last summer.
The rich blue in the sea and sky really shines through in this picture.
This one was taken in the Cotswolds on my Birthday last year.
The contrast in the sky especially with the sun setting is very striking in this picture.
This is another of St Chads Church in Shrewsbury.
The way the cloud almost circles around the spire is especially apparent in this picture as it almost implies the power the building or church has over people.
This train track near Betws Y Coed almost has a rain forest feel about it with the luscious green.
This next one again is from Betws Y Coed.
All of my HDR photos can be found on Flickr.