Here are some of my best HDR photos from my travels. HDR is a technique of taking a photo over multiple exposures (or extracting them from a RAW file) then recombining them in a program such as Photomatix. By doing this you can bring out the detail from the multiple exposures creating a powerful image.
My first is of St Chads Church in Shrewsbury.
I really like how the HDR technique has brough out the detail in the stone work.
This next one was taken in Betws Y Coed last summer.
I like the brightness in the trees in comparison to the building and water in this one.
This one is of the B&B we stayed at in Betws Y Coed.
Again I love how the stone work is really brought out against the trees.
I took this next one in Egypt last summer.
The rich blue in the sea and sky really shines through in this picture.
This one was taken in the Cotswolds on my Birthday last year.
The contrast in the sky especially with the sun setting is very striking in this picture.
This is another of St Chads Church in Shrewsbury.
The way the cloud almost circles around the spire is especially apparent in this picture as it almost implies the power the building or church has over people.
This train track near Betws Y Coed almost has a rain forest feel about it with the luscious green.
This next one again is from Betws Y Coed.
All of my HDR photos can be found on Flickr.
About two months ago I sold my first website on Flippa.com, a site dedicated to buying and selling websites and domains. Launched earlier this year by a team from the internet resources site Sitepoint the marketplace is like Ebay for buying and selling websites.
The site I sold was www.ipodhistory.com, I originally bought the site from the Digital Point Forums about 18months earlier for $180 (£90 at the time), it was my most expensive site I had bought and was a relatively big gamble. Over the following year and a half I invested in search engine optimisation, added new content and grew a community. In this time I tripled the traffic and advertising revenue.
I listed the site on Flippa and immediately received interest and a number of offers. After around two weeks the site sold for $2000 (£1300). I was paid through PayPal and the transaction went very quickly and smoothly.
You can list sites on Flippa either with an auction style listing or where people submit private bids for a site. Flippa charge a listing fee with various optional extras (about $28 for my site) plus a final value fee of 5% (with a cap of $498).
It's sad to see the iPod History site go from my portfolio but I'm more than happy with the return on investment.
My most recent trip has been to Sharm el Sheikh in Egypt for a week with Dave. Egypt has a population of around 65million most of which live around the Nile valley, our resort was six hours drive away at the edge of the Sinai peninsula on the Red Sea. The area is famous for all year sun and is one of the top ten diving locations in the world because of the coral reefs and diverse tropical fish.
The Egyptian flag.
Day 1 Our first day mainly consisted of the flight which was uneventful. When getting off the plane you really notice the heat for the first time, at first I thought it was from the jet engine but you then realise that the normal temperature. When we got to the hotel we noticed it was in the centre of the resort - Naama bay, we thought Jackpot and hit the local bars.
Food was very cheap compared to the UK, even at the more commercial places like KFC, Pizza Hut and the Hard Rock Cafe a meal would be about half what you would expect in the UK. Alcoholic drinks on the other hand were very similar in price to the UK mainly because they have to import all their alcohol and they can rip us tourists off.
Day 2 The second day was Dave's birthday and we started by booking some excursions for later in the week. The rest of the day we burnt round the pool before heading out for food and drink. Keeping in with Egyptian culture we ate in the Hard Rock Cafe, here we are with a couple of the staff.
The majority of the locals were from Cairo as most of the area around Sharm is just desert. It was in the Hard Rock Cafe that I made my finest achievement on the holiday. I met a couple from Kazakhstan, after some small talk about the slow service we started to discuss the major cultural achievements of Kazakhstan, the main one of course being Borat. They did not seem amused however we came to the amicable conclusion that the joke was on the Americans in the film. Unfortunately I did not manage to get a picture with them.
We visited one bar called Little Budda which seemed a little ironic considering Egypt is an Islamic state. It had a giant Budda and played chilled out music and served cocktails.
Day 3 With a relatively small hangover we went on our first excursion Camel riding! We had been speaking to various people the day before about it and were told that it was not a nice experience however this was not going to stop us on our grand adventure into the desert!
Some of the locals guided our Camels, I found it interesting how they dressed like sand people. It's amazing how far some people go to be like their favourite Star Wars characters, I would have brought my light saber if I had of known.
I managed to fit right in with my dress sense. After riding the camel for about 30minutes my balls turned into sultanas they have still not yet recovered.
Some of the locals prepared some food for us, they cooked the bread on an open fire and the rest of the food in a microwave.
After dinner they did some light entertainment, this man squeezed one out while the others cheered and clapped him on. Not wanting to be put off by this strange culture I joined in.
While I couldn't understand what they were singing they mentioned the Allah after most words. We danced until late with our new found brothers before going to bed.
Day 4 On day four we got to go snorkelling, I had never done this before so was excited about seeing lots of fish.
We went snorkelling somewhere here, unfortunately I did not have an underwater camera :-(.
In the evening we went for drinks in a bar half way up the hill, they couldn't afford proper chairs so we sat on the floor. I hadn't done this since infant school so decided to meditate on it.
Day 5 In Pizza Hut in Egypt you have to arm wrestle the staff for food, Dave lost.
Fortunately he won the boxing match.
I wish they did this in the U.K.
Day 6 On the evening on the sixth day we went Quadbiking into the desert. This was not a normal track and we literally drove out into the desert to watch the sunset. It was a great experience and well worth doing!
This was taken while I was driving and trying to steer with one hand.
This friendly man was the pharmacist and helped Dave with his sun burn. He was a strict Muslim and we spent a couple of hours chatting to him about our different cultures.
Outside our hotel was a KFC, Pizza Hut, Hard Rock Cafe and TGI Fridays. We made sure we sampled each one. KFC and Pizza Hut food tasted better over there. In KFC the chicken was less salty and in Pizza Hut the Pizza's seemed less greasy.
This was the temperature at midnight! Day 8 On the final day we packed up and went home but not without doing some shopping.
We went into one shop and half the staff were asleep (well at least I think they were staff and I think they were asleep). We were told the bottle on the right had the Arabic sign for CK One on - strange I thought it was the sign for piss in a bottle. We didn't buy anything and moved on.
I really enjoyed Egypt and would go back again while it is still a cheap destination. I think May time was the perfect time to go as it was hot but not too hot and the resort was not over busy. All the photos taken from my trip can be found on Flickr.
For a person who likes to lead a relaxed time with his or her profession, the trading business is the best. It also lets the traders use their decisions properly with each trades. For that more and more traders are joining this profession each year. You will not find more good results about the trader’s performance. Some of them may not have to right mindset for this profession. Or some may lack in trading knowledge. There can be also in biasing issues. No matter what it is, you will have to get rid of it. Like those problems, the trading time is a massive issue for the traders. We are talking about traders not knowing when to close a trade or how to set the target for their position sizes. In the following, we are going to talk about it with more detailed information.
Get the proper trading knowledge
For making the right targets of trades, traders have to know how to analyze the market's condition. It is the first things which will let you select a position. You will also have to make a position size based on your analogy and the targets. For positioning the traders to have to know about using the simple and affecting terms of the price charts like the support the resistance points. Then they will also have to learn about using the tools like the Fibonacci one. Then you can also do with just the price trends and key swings. Then after dealing out with the positioning, the traders will have to think about targets with the help from risk to profit ratio. With all things covered you will be able to design your whole trading process.
Take logical decision
Give your trade enough time and space. If you place a tight stop or close your trade early, you will miss many good trades. The experts of the UK trading community always play safe in their online trading account. They never close their profitable trades too early as it kills the risk-reward ratio. As a new investor it’s very hard to find great trades but if you follow the basic rules of investment, you are going to become a successful trader within a short period of time. Think smart and you won’t have a tough time with this profession.
Concentrate on the edge growth
Alongside the trading, a trader will also have to concentrate on the trading edge. Everything required for the trading business comes from an edge. When a trader is not even thinking about it and maintaining the business, there will be an edge in his or her head. It is not that difficult for a trader to continue trading process without the trading edge. For your own good in this business, it is necessary to think about the trading edge. When you learn about any kind of defect in trading process, you will have to change the edge accordingly. Doing so, your trading edge will be a profound one from time to time. When a developed trading edge is used for the trading process, the profits will be glooming in your accounts. You will be able to know about trades better.
Preplan your trade setup
Just like finding the positions and estimated position sizes for trades, a trader should also plan the whole trading process through. It will help your trading business a lot with proper control over the situation. When you will be controlling the trades, no problems in the road to success will pass by your eyes without being caught. If there is any kind of problem seen in the market, immediate actions can be taken. Your trades will be safe and it won’t require any kind of random observation. So, think about that before every trade from your account.
Most of us were raised to believe that bankruptcy only happened to deadbeats and the financially irresponsible. We were raised to believe that bankruptcy was always someone’s fault and that it could easily be avoided. We were also taught that bankruptcy would ruin our financial prospects for most of our lives. The stereotypes we were raised to believe were wrong.
Changes have been made to bankruptcy laws that have made the process easier and something every filer should be able to overcome. In fact, the experts at San Diego bankruptcy firm, Doan Law, say bankruptcy can even improve your FICO score in most cases.
So how does bankruptcy happen?
Today one of the most common impetuses behind filing for bankruptcy is medical bills. People go through an emergency health issue and the resulting bills are too much for them. Even if the hospital is willing to work out a payment plan, the bills are often so large that there is no hope of paying them off within the patient’s lifetime.
It’s true that there are fewer medical-related bankruptcy cases filed these days. The Affordable Care Act (known colloquially as Obamacare) has made healthcare much more affordable for many. It has not, however, completely wiped medical bankruptcies out.
Other Insurance Issues
By now most of you have likely seen the insurance commercial where the agent says that unicorn stampedes are covered by the homeowner’s policy but, unfortunately, flooding is not. Accidents and emergencies that cause significant damage to a person’s home or transportation are another significant source of bankruptcy claims. This is because home and automobile insurance policies are not as strictly regulated as medical insurance companies are now.
These can happen to the best of us and, often, in spite of our better efforts. Consider the following example:
You recently got divorced and you weren’t awarded spousal support or alimony (or, worse, you have to pay it to someone else). It’s not a huge deal. With some downsizing and strict budgeting, you’re sure you can make it work. But life turns out to be slightly more expensive on your own than you had anticipated. People keep wanting you to go out to dinner or take part in other admission-required events. You find yourself pulling out your credit card more than you want to.
Before long, your card is maxed out and your utility bills are due but you can’t pay them because you were pressured into chipping in a bunch of money for a coworker’s baby shower gift. So you opt for a short term loan. The high interest is alarming, but your bank doesn’t offer loans in the small amount you need so you go with what you can get.
Then, when the loan comes due, the interest is more than you thought it would be and you wind up having to take out another payday loan to pay off the first. And then you need to open up a new line of credit to continue paying your utilities and monthly expenses while you use your salary to pay off your payday loans and your rent. And it just keeps snowballing from there.
Then you get downsized and the financial tightrope you’ve been walking gives way. Sure you could go through debt consolidation but that takes forever and you really need the fresh start--especially since most employers run credit checks as well as background checks on potential recruits these days. Bankruptcy is your only option.
This feels like one of those “that will never happen to me” kind of situations but for many it is all too familiar. Some aren’t able to simply move home or in with roommates. Some don’t have family and friends who would be willing to help bail them out.
Another Common Scenario
You made the leap into freelancing! Good for you! You track your earnings and, in spite of your best intentions, everything you earn gets paid right back out toward your rent, utilities and other necessities. And then tax time comes and you find yourself thousands of dollars in debt to your state and the federal government, so you take out a loan to pay that off. The added expense puts more pressure on you to take on more work but that is slow going (this isn’t your fault, all freelancers experience ebbs and flows). You rely on your credit too much to make ends meet and soon your credit has been exhausted and your score is tanked. You can’t get a new loan. You can’t break your current lease. What do you do?
Bankruptcy can happen to anybody at any time. It no longer carries the stigma it used to. Don’t be afraid to use this option if you need to. Better a fresh start than a lifetime of running from collectors, right?